A vital part of our process are the pre-approval inspections. By inspecting and pre-approving properties that we are considering lending on, the buyer saves the wasted time, expense, and RISKS involved of applying for a loan and later finding out that the property that they desire will not pass inspection by the lender.

Our process also allows us the ability to assess a property in far more detail and make our determination based upon the asset rather than the borrower. This saves us the cost of countless applications as well as the time and effort in qualifying borrowers. The resultant savings allows us to offer asset based loans at more competitive rates.

Many Sellers take advantage of this by having their property pre-approved by us enabling them to make their property more appealing by offering almost guaranteed financing! Buyers may also be better protected as our inspectors are much tougher than a typical lenders, so if we are willing to lend against an asset, that may be a good sign to the buyer. Buyers are cautioned to perform their own due diligence.

Inspections are costly. A minimum up front fee of U.S. $1875 shall be paid for each residential property, U.S. $3,500 for each commercial, Investment, or other property. The actual fee will be the higher of the above or of .65% of the estimated value of the residential property, 1.20% for Commercial, investment, or other property types. These fees are non-refundable regardless of the outcome of our decision. All reports remain our property and will not be shared. In addition to the above, all costs including air, hotel, transportation, etc. for the inspector shall be additional for any property located outside of Curacao.